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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Greg James and Neil Castellane is
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For Home Sellers:
Why Sellers Choose Greg James and Neil Castellane - Why home sellers in Hilton Head Island choose Greg James and Neil Castellane. Free Presentation - Free in-home listings presentation on marketing your Hilton Head Island, in Beaufort County South Carolina property. Property Valuation - How much is your Hilton Head Island home worth? What Did That Home Sell For? - What did that Hilton Head Island, South Carolina property or other real estate sell for? FSBO - Selling your Hilton Head Island real estate on your own? Go to Main Sitemap - Main sitemap sections include Find Hilton Head Island Homes, For Home Buyers, For Home Sellers, Hilton Head Island Information, Real Estate Resources, and About Greg James and Neil Castellane.
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
What was the longest distance a building has ever been moved?
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| A |
Detroit's five-story Gem Theater, built in 1927, was moved 1,850 feet (5 blocks) to make way for two new sports stadiums. |
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Greg James and Neil Castellane
William F. Hilton Realty
PO Box 5641
Hilton Head Island, SC. 29938
Phone: 843-785-4700
Fax: 843-785-8843
Email: realestatehiltonhead@NUMBER1EXPERT.com
Greg James has been in the real estate business for over thirty years. He is the sole Owner, President, and Broker-in-Charge of his company and has currently brought aboard eight Sales Associates......Neil Castellane, Greg's Associate, is also a Licensed Real Estate Agent, a Realtor®, and an Accredited Buyer's Representative. Call or email us today!
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