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About Greg James and Neil Castellane - Information about Greg James and Neil Castellane of Hilton Head Island, South Carolina? Greg James and Neil Castellane's Professional Resume - Greg James and Neil Castellane's Hilton Head Island real estate career in home buying & selling in South Carolina. Testimonials - Read what Greg James and Neil Castellane's clients are saying about the real estate marketing and services provided. Personal Guarantee - Greg James and Neil Castellane's personal guarantee as a top Hilton Head Island, South Carolina real estate agent. Quick Response Guarantee - A quick response to your email request for more South Carolina home buying & property selling information is guaranteed by Greg James and Neil Castellane. Privacy Guarantee - This Hilton Head Island real estate web site will respect your privacy, guaranteed by Greg James and Neil Castellane. No Obligation Guarantee - Greg James and Neil Castellane's real estate help by email is free & without obligation for Hilton Head Island home owners in South Carolina. For Real Estate Agents - Let Greg James and Neil Castellane help you with your professional real estate broker and agent needs in the Hilton Head Island area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact Greg James and Neil Castellane. Go to Main Sitemap - Main sitemap sections include Find Hilton Head Island Homes, For Home Buyers, For Home Sellers, Hilton Head Island Information, Real Estate Resources, and About Greg James and Neil Castellane. 
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Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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What information does nearly every state in America require the seller of a home to reveal to the buyer?
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Most states require disclosure of any existing problems or conditions that could affect the value of the house. |
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Greg James and Neil Castellane
William F. Hilton Realty
PO Box 5641
Hilton Head Island, SC. 29938
Phone: 843-785-4700
Fax: 843-785-8843
Email: realestatehiltonhead@NUMBER1EXPERT.com
Greg James has been in the real estate business for over thirty years. He is the sole Owner, President, and Broker-in-Charge of his company and has currently brought aboard eight Sales Associates......Neil Castellane, Greg's Associate, is also a Licensed Real Estate Agent, a Realtor®, and an Accredited Buyer's Representative. Call or email us today!
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